First-time buyers
Your first home in Phoenix.
The full path from budget to keys, with Arizona programs and free tools.
The buyer playbook
Nine steps from budget to keys, plus a document checklist. Unlock it free.
Unlock: Buyer step-by-step playbook
Free. Enter your name, email and phone and it opens right here.
- Budget. Use the affordability calculator and know your monthly comfort zone.
- Pre-approval. Talk to a licensed lender; ask about AZ programs.
- Buyer consult. Must-haves, areas, timeline, and how buyer-agent compensation works (always negotiable).
- Tour homes. Compare areas with home values by ZIP.
- Offer. Price, earnest money, inspection period, closing date.
- Inspection period. Home, termite, roof, pool, sewer scope as needed. Request repairs or credits.
- Appraisal & loan. Respond fast to lender requests.
- Final walkthrough. Confirm repairs and condition.
- Close. Sign with escrow, get keys.
Checklist: ID, pay stubs, W-2s/tax returns, bank statements, gift letters, homeowner's insurance quote.
Frequently asked questions
How much do I need to buy a home in Phoenix?
It depends on the loan type, price and any assistance. A lender can tell you the minimum down payment for your situation.
Do I pay to work with a buyer's agent?
Buyer-agent compensation is always negotiable and is agreed in writing before touring. Let's talk about what works for you.
Free · No pressure
Talk to a local Realtor
Send a quick note and I'll get back to you within 24 hours. Prefer to talk now? Call or text (602) 565-7988.